We work with regulated businesses that need reliable crypto infrastructure without building it from scratch. Peloton combines banking-grade standards with deep Web3 expertise.
Cryptoinfrastructure for
e-businesses
Peloton provides on-ramp, off-ramp and crypto payment solutions for fintechs, platforms and enterprises — built in Poland, aligned with EU regulation, and ready to scale across Europe.
Peloton is built for
01
Fintech & neobanks
Regulated crypto rails for financial apps
Enable your customers to buy, sell and hold crypto directly in your app with full AML / KYC coverage and automated reporting.
02
Crypto & Web3 projects
Compliance without breaking Web3 UX
Add compliant fiat on-ramp and off-ramp to your token, exchange, wallet or game. Focus on product, while we handle payments and regulation.
03
E-commerce & online platforms
Accept crypto. Settle in fiat.
Accept crypto from global customers and receive settlements in PLN, EUR or USD directly to your bank account.
04
Brokerage, investment & payment institutions
Crypto exposure within regulated frameworks
Offer crypto exposure next to traditional products while staying aligned with Polish AML law and MiCA requirements.
05
High-volume merchants & marketplaces
Enterprise crypto payments at scale
Process large volumes of crypto payments with clear audit trails, settlement reporting and support for your finance team.
Why businesses choose Peloton
Polish & EU regulatory expertise
Built and operated from Poland, with a focus on compliance with national AML law and EU regulation (including MiCA). We work closely with specialised legal and compliance advisors.
Flexible business models
API-only, white-label or co-branded solutions. We adapt our services to your licensing, geography and risk appetite.
End-to-end support
From business design and risk assessment to integration and ongoing monitoring — Peloton acts as your long-term partner, not just a technical provider.
Built for scale
Architecture designed for high transaction volumes, new product lines and expansion into additional EU markets.
Solutions
A single infrastructure for all key crypto flows. Choose only what you need today and expand as your business grows. All services are subject to KYC / AML verification and internal risk assessment.
On-ramp - from
fiat to crypto
Let users buy crypto with bank transfers, cards and local payment methods directly inside your product. Peloton handles transaction processing, AML checks and reporting — your customers get a simple, familiar payment experience.
- Support for PLN, EUR and other major currencies
- One-time and recurring purchases
- White-label UI or API-only
Off-ramp - from crypto to fiat
Allow users to convert crypto to fiat and withdraw funds to their bank accounts, safely and transparently. We perform real-time monitoring, transaction screening and provide clear settlement reports for your finance and compliance teams.
- Payouts to bank accounts in selected countries
- Automated AML / CFT checks and limits
- Detailed reporting for accounting and audits
Crypto payment gateway
Accept crypto payments from global customers while always receiving fiat on your side.Perfect for e-commerce, digital services and high-value B2B payments.
- Pricing in your local currency
- Automatic conversion from crypto to fiat
- Easy integration with popular e-commerce platforms (Shopify, WooCommerce, custom)
On-ramp - from
fiat to crypto
Institutional access to crypto liquidity for companies, OTC desks and Web3 projects.
Exchange crypto - fiat or crypto - crypto with clear fees and an audited process.
- Competitive spreads and transparent pricing
- Support for stablecoins and major assets
- Exchange-as-a-Service for partners
Buy Crypto Instantly on our Platform
Seamless fiat-to-crypto conversion through Peloton’s secure, compliant On-Ramp Widget.
Fast payments, automated KYC, and real-time execution.
Technology & integrations
Technology built for digital businesses . All Peloton services are delivered through a single, modern API. You can start with one product and add more over time — without rebuilding your integration.
OTC Desk for Corporate Fiat
Crypto Settlements
High-volume transactions for legal entities with competitive pricing, dedicated support, and full AML/CFT compliance.
Perfect for businesses needing secure liquidity, treasury operations, or large conversions.
FAQ
Is Peloton regulated in Poland?
Yes. Peloton operates as a virtual asset / crypto-asset service provider in Poland under applicable AML law and EU regulation. Our registration details and responsible authorities are listed in the Compliance section and in our legal documentation.
Who can use Peloton’s services?
We work exclusively with businesses that complete our onboarding and compliance checks. We do not provide services directly to retail users without a partner.
Do you provide custody / wallets?
Depending on your use case, we can support non-custodial and custodial scenarios in cooperation with regulated partners. Concrete models are agreed individually and subject to legal review.
What is required to start integration?
After initial discovery, we sign an NDA, run a compliance assessment and provide access to sandbox and technical documentation. Your legal and technical teams are involved from the beginning.
In which countries can you operate?
Our primary focus is Poland and the EU. Cross-border setups depend on regulatory analysis and passporting rules. Please contact us to discuss your specific jurisdictions.
How integration with Peloton works
Integration options
- Rest Api
- Hosted payment page / widget
- I-frame / SDK
- Back-office portal for operations
Let’s discuss your use case
PELOTON SPÓŁKA Z OGRANICZONĄ
ODPOWIEDZIALNOŚCIĄ
JANA III SOBIESKIEGO, house no 17
RZESZÓW, post code 35-002
POLAND
Not supervised by KNF.
AML Obligated Institution.
Sales team
Info@pelotontek.com
Share a few details about your company and needs. Our team will get back to you with possible models, timelines and next steps.
Investing in cryptoassets involves significant risk. You should not invest more than you can afford to lose, and you should ensure that you fully understand the risks involved. We are not regulated by the Financial Conduct Authority and investments in cryptoassets are not covered by the Financial Ombudsman Service or subject to protection under the Financial Services Compensation Scheme.
Regulatory Status in Poland
Peloton sp. z o.o. is registered in Poland and operates as a virtual asset service provider (VASP) / crypto-asset service provider (CASP) in accordance with applicable Polish and EU law.
Registered office: JANA III SOBIESKIEGO, house no 17 RZESZÓW, post code 35-002, POLAND
KRS: 0001132722
REGON: 529920461
NIP: 8133922725
Entry in the Register of Virtual Currency Activities (RDWW) / CASP authorisation: RDWW-1567 / 24.10.2024
Peloton is an “obligated institution” under the Polish Act on Counteracting Money Laundering and Terrorist Financing and applies internal AML / CFT procedures, including customer due diligence, transaction monitoring and reporting obligations.
Peloton sp. z o.o. is not supervised by the Polish Financial Supervision Authority (KNF).
Our operations fall under:
- The Polish AML/CFT Act
- EU Regulation standards (including MiCA transition rules)
- Registration in the Polish Register of Virtual Currency Activities (RDWW)
We do not provide payment services or investment services in the meaning of Polish or EU financial regulations.
Compliance with Polish AML/CFT Regulations
We operate under a robust AML / CFT framework:
- Customer identification and verification (KYC) for natural and legal persons
- Ongoing monitoring of business relationships and transactions
- Screening against sanctions lists and PEP databases
- Suspicious activity reporting to competent authorities
Our policies are regularly reviewed and updated in line with Polish legislation and EU regulation (including MiCA and the Travel Rule, where applicable).
Certain transactions may be delayed, restricted, or declined due to legal or internal AML/CFT procedures.
High - risk crypto- asset warning
Transactions involving crypto-assets carry a high risk of financial loss, including the possible loss of the entire amount invested. The value of crypto-assets is highly volatile and may change rapidly over short periods of time. Past performance of a crypto-asset is not a reliable indicator of future results.
Before using our services or engaging in any transaction involving crypto-assets, users should:
- carefully review information about the specific crypto-asset, including its technology, purpose and risk profile;
- assess their own financial situation and ability to bear potential losses; and
- consider obtaining independent legal, tax or investment advice.
Peloton does not provide investment, tax or legal advice and does not guarantee any profit or capital protection.
Supervision disclaimer
Unless explicitly stated otherwise, Peloton is not a bank, payment institution or investment firm and does not provide payment services or investment services within the meaning of applicable EU and Polish financial regulations.
The provision of services in the field of virtual currencies may not be subject to prudential supervision in the same way as traditional financial institutions. Please consult our legal documentation for detailed information.